FAQ

  • All payment plans must be set up with an automatic withdrawal from a valid bank or credit union account in the US.  Initial payments must be started within 30 days of the plan being set up in the Denticare Finance account portal. 
  • Payments can only be made in US currency. Foreign currency,and any cryptocurrency will not be accepted as valid payment. 
  • Accounts that are more than 10 days past their due date will be charged a $25 late fee. 
  •  Failure to comply with the terms of the Agreement by the Borrower is an event of default and Denticare shall have the right to accelerate the due date for the payment of all principal and interest owing. 

Credit scores are determined by a number of factors including length of time on the bureau, number of trade lines, available credit limits, and past due payments.

The soft inquiry is an estimate of a potential loan based on the information you provide. If you choose to proceed with the application, a hard credit inquiry will be pulled which will impact your credit score.

Yes. There is no penalty for paying off your loan before the 6, -12, or 18 month loan period ends.

Denticare Finance can only be used for dental services at a Comfort Dental office.

The interest rate is the amount charged based on the loan amount. The Annual Percentage Rate (APR) is the total loan cost based on the interest rate, length of the loan, and any fees. The APR is a more accurate estimate of the total loan cost.

The remaining balance on your loan will be re-calculated with an interest rate of 14.99% APR from the time of the loan’s inception.

Applicants are welcome to re-apply after 30 days, especially if their credit or financial situation has changed.

Yes, Denticare Finance reports loan payments to the three major credit bureaus.

The due date on every loan begins 30 days after the loan amount is paid to the dental office. Payments are considered late after 10 days from the due date, and are assessed a $25 late fee.

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